RSK IQ is our new online Compliance Question and Answer center, intended to provide a streamlined, effective, and faster way to have our best compliance experts answer your inquiries on relevant regulatory compliance matters. RSK.IQ is the quickest and smartest way to connect your compliance question with the right Subject Matter Expert on the topic. Rather than calling and asking or e-mailing a question to just any one consultant, RSK.IQ sends your inquiry to RSK's full family of compliance specialists, and matches your question to the best consultant on the topic.
TRID and Disclosing Seller-Paid Costs
Issue/Inquiry
The Bank asks whether there is a list of fees that the seller has paid which needs to be included on the consumer’s Closing Disclosure.
COVID-19 and Loan Modification
Issue/Inquiry
Due to the COVID-19 pandemic, the Bank is considering the following with respect to its loan customers:
How should deferrals or modifications be documented? Can deferred principal and interest payments be capitalized or added to the back-end of the loan?
Regulation CC Threshold Changes
Issue/Inquiry
Is the Bank’s Funds Availability Disclosure prepared for compliance with the new changes to Regulation CC going into effect on July 1, 2020? What changes are to be expected?
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